Pensioner Education Supplement: What It Is & How You Can Use It

If you're a pensioner considering further study, the Pensioner Education Supplement (PES) can help make your dreams more affordable. At Hader Institute, we want learners of all ages to access opportunities — so here’s everything you need to know about PES and how it can reduce the cost of your course.

What Is the Pensioner Education Supplement?

The Pensioner Education Supplement (PES) is a government financial support payment designed for pensioners who enrol in accredited courses. It provides fortnightly payments to help cover part of your study costs.

• The current rate is up to $62.40 per fortnight for eligible students.
• Over a full year, that can contribute significantly toward tuition and study expenses.

Hader Institute’s post notes that for a course costing $4,995, you could reduce fortnightly repayments from $134 to $71.60 with PES.

You can check your eligibility and find more details on the official Services Australia PES page:
➡️ Services Australia – Pensioner Education Supplement

Who Is Eligible for PES?

To qualify for the Pensioner Education Supplement, you must:

1. Be receiving a qualifying pension or payment — such as the Age Pension, Disability Support Pension, or Parenting Payment (Single).
2. Be enrolled in an approved, accredited course such as a Certificate, Diploma, or higher qualification.
3. Meet Centrelink’s study load and duration requirements.
4. Submit a PES claim and proof of enrolment through your Centrelink online account.

A full list of eligible payment types and study conditions is available on the Services Australia PES eligibility page.

How to Apply for PES

Applying for PES is simple and can usually be completed online.

1. Check your eligibility using the Services Australia PES criteria.
2. Enrol in an eligible course such as those offered by Hader Institute of Education.
3. Request a proof of enrolment letter from us once your course is confirmed.
4. Submit your PES claim through myGov or in person at a Services Australia office.
5. Receive your PES payments every two weeks directly into your nominated bank account.

You can also learn more about the broader government support options for students on the Department of Education, Skills and Employment website.

How the PES Works with Hader Institute Courses

At Hader Institute of Education, we make it easy to use your PES to help fund your studies.

1. Enrol in one of our nationally accredited courses — such as Community Services, Mental Health, or Alcohol and Other Drugs.
2. We’ll provide the enrolment documentation required by Centrelink.
3. Once approved, you’ll start receiving PES payments to help offset your course costs.

This financial support can significantly ease the upfront cost of education and help pensioners pursue new qualifications with confidence.

Why the Pensioner Education Supplement Matters

• Reduces financial stress – PES helps pensioners manage the cost of study while on a fixed income.
• Encourages lifelong learning – It supports Australians who want to upskill or retrain later in life.
• Promotes community participation – Education keeps people engaged, empowered, and active in society.
• Creates employment pathways – For some, further study can lead to new work opportunities in community, health, or support sectors.

According to Jobs and Skills Australia, the community and personal services sector remains one of Australia’s fastest-growing employment areas — making this a great time for pensioners to re-enter learning and explore new career options.

Tips for Pensioners Considering Study

• Plan ahead financially – PES supplements part of your costs but may not cover all expenses.
• Keep your Centrelink records up to date – Changes in your study load or circumstances can affect payments.
• Stay organised – Track your study hours, assignments, and Centrelink communication.
• Seek guidance early – Hader Institute can assist you with documentation and course selection to make the process smoother.

Study with Hader Institute of Education

At Hader Institute of Education, we’re committed to helping all Australians — including pensioners — access quality, flexible online education.

Our Diploma and Certificate IV courses in community services, mental health, and AOD are designed to be achievable, supportive, and aligned with real-world employment opportunities.

If you’re eligible for the Pensioner Education Supplement, our team can guide you through each step — from enrolment to documentation — so you can focus on learning, not paperwork.

References & Authoritative Sources

• Services Australia – Pensioner Education Supplement
• Services Australia – Who Can Get the Pensioner Education Supplement
• Department of Education, Skills and Employment – Student Support Payments
• Centrelink Online Account Help – myGov and Centrelink Information
• Jobs and Skills Australia – Employment Projections Dashboard
• training.gov.au – Nationally Accredited Courses
• Australian Qualifications Framework (AQF) – Recognised Education Standards